Skip to main content

Simple pricing. Free to try.

Sumly has two plans. Base (€39/month) is the full platform for founders who do the books themselves — the AI books everything, you review and file. Premium (€190/month) adds a Sumly certified bookkeeper who runs and files everything, Base included. On Base, the average Sumly user saves €3,210 a year compared to an accounting firm — and spends about 10 minutes a month on the books, not 10 hours. Prices excl. VAT; yearly billing gives 2 months free; every plan starts with a 30-day free trial — no card needed.
2 months free
Most popular

Do it yourself

The full platform for founders who like to save money and time. Sumly AI books everything, and you just review and file.

39/month
  • Invoicing & automated bookkeeping
  • Automatic bank reconciliation
  • VAT, VIES & tax returns prepared
  • Dashboard, reports and AI assistant
2026 signup offer

Get a certified bookkeeper

Full access to the platform, plus your own Sumly certified bookkeeper. Base software included.

Regular price: 390/monthSave 200/month

190/month

Everyone who signs up in 2026 keeps this discounted Premium price in future years.

  • Everything in Base included
  • Your own Sumly certified bookkeeper
  • VAT, VIES & payroll filed for you
  • Year-end accounts handled

Who files?

Two ways to run your books. Base is for founders who like to do it themselves: Sumly prepares your returns, you review and file — and save money and time. Premium is for the more complex business — payroll, heavy bookkeeping, VAT and VIES filings: your Sumly certified bookkeeper files everything for you, with the Base software included. Either way, Sumly's AI and bank integrations catch the expensive mistakes so you never pay more tax than you need to.

Add what you need

Optional modules on top of any plan. All prices exclude VAT.

Payroll

€15 per employee/mo

Cyprus payslips, Social Insurance and GHS handled.

IP Box

€50/mo

For companies under the IP Box regime.

Projects

€10/mo

Per-project profitability.

Try Sumly free for 30 days — with your real books.

Not a sandbox: connect your bank, drop in your receipts, and see your actual books do themselves. Or book a free 15-minute demo — we walk you through Sumly and migrate your existing books, free.

Founders who did the math

It found my IP Box exemption before my old accountant ever mentioned it. Paid for itself in a month.
A
Andreas P.
Indie developer, Limassol
It found my IP Box exemption before my old accountant ever mentioned it. Paid for itself in a month.
A
Andreas P.
Indie developer, Limassol
It found my IP Box exemption before my old accountant ever mentioned it. Paid for itself in a month.
A
Andreas P.
Indie developer, Limassol
It found my IP Box exemption before my old accountant ever mentioned it. Paid for itself in a month.
A
Andreas P.
Indie developer, Limassol
It found my IP Box exemption before my old accountant ever mentioned it. Paid for itself in a month.
A
Andreas P.
Indie developer, Limassol
It found my IP Box exemption before my old accountant ever mentioned it. Paid for itself in a month.
A
Andreas P.
Indie developer, Limassol
It found my IP Box exemption before my old accountant ever mentioned it. Paid for itself in a month.
A
Andreas P.
Indie developer, Limassol
It found my IP Box exemption before my old accountant ever mentioned it. Paid for itself in a month.
A
Andreas P.
Indie developer, Limassol
It found my IP Box exemption before my old accountant ever mentioned it. Paid for itself in a month.
A
Andreas P.
Indie developer, Limassol
It found my IP Box exemption before my old accountant ever mentioned it. Paid for itself in a month.
A
Andreas P.
Indie developer, Limassol
We cancelled our €3,000 accounting retainer. Sumly does the boring 90% and flags the rest.
E
Elena C.
Co-founder, Nicosia
We cancelled our €3,000 accounting retainer. Sumly does the boring 90% and flags the rest.
E
Elena C.
Co-founder, Nicosia
We cancelled our €3,000 accounting retainer. Sumly does the boring 90% and flags the rest.
E
Elena C.
Co-founder, Nicosia
We cancelled our €3,000 accounting retainer. Sumly does the boring 90% and flags the rest.
E
Elena C.
Co-founder, Nicosia
We cancelled our €3,000 accounting retainer. Sumly does the boring 90% and flags the rest.
E
Elena C.
Co-founder, Nicosia
We cancelled our €3,000 accounting retainer. Sumly does the boring 90% and flags the rest.
E
Elena C.
Co-founder, Nicosia
We cancelled our €3,000 accounting retainer. Sumly does the boring 90% and flags the rest.
E
Elena C.
Co-founder, Nicosia
We cancelled our €3,000 accounting retainer. Sumly does the boring 90% and flags the rest.
E
Elena C.
Co-founder, Nicosia
We cancelled our €3,000 accounting retainer. Sumly does the boring 90% and flags the rest.
E
Elena C.
Co-founder, Nicosia
We cancelled our €3,000 accounting retainer. Sumly does the boring 90% and flags the rest.
E
Elena C.
Co-founder, Nicosia

What would YOU save?

Enter what you pay today — the receipt does the math.

What do you pay today?

Bookkeeping, VAT and annual accounts

What a lawyer charged for forming your company

Only the extra fees for arranging the audit — not the audit itself. Sumly connects you to a partner auditor in the dashboard.

Your yearly bill

You pay today€0/yr
With Sumly (Base, yearly billing)€390/yr
Company formation, if you need one€950 one-time

A one-off fee, so it sits outside the yearly figures above. All prices exclude VAT. Government and other actual expenses are invoiced separately once your application is approved.

Tell us what you pay — most founders save.

The average Sumly user saves €3,210 a year

Pricing questions, answered

Who gets the 2026 Premium discount, and does it end after 2026?

Premium with your own Sumly certified bookkeeper is €190/month, reduced from €390/month. Everyone who signs up in 2026 keeps this discounted Premium price in future years. The discount does not end when 2026 ends. Yearly billing keeps the same two months free, so the discounted annual price is €2280. All prices exclude VAT.

How much does Sumly cost?

Base is €39/month, or €390 a year with two months free — the full platform, do it yourself. Premium is €190/month, or €2,280 a year, with a Sumly certified bookkeeper included and the Base software inside it. Both exclude VAT, and both start with a 30-day free trial with no card needed.

What does each plan include?

Base gives you invoicing, AI bookkeeping from documents and bank feeds, automatic reconciliation, VAT, VIES and provisional-tax returns prepared for your review, live reports, manual journals and Ask Sumly AI — you review and file, so there is no monthly bookkeeping bill. Premium is everything in Base plus a Sumly certified bookkeeper who reviews the books, files VAT and VIES, handles provisional and corporate tax, and prepares the year-end. Payroll, IP Box and Projects can be added to either plan.

Do the prices include VAT?

No — all prices are excl. VAT. Base is €39/month, Premium is €190/month, and the add-ons (Payroll, IP Box, Projects) are priced per month, all before VAT.

What does yearly billing mean?

Pay for 10 months, get 12 — yearly billing is 10× the monthly price, so 2 months are free. Base works out at €390 for the year instead of €468, and Premium at €2,280 for the year instead of €2,280.

What do the add-ons cost?

Payroll is €15 per employee a month — payslips, Social Insurance and GeSY calculated, employer filings prepared. IP Box is €50 a month for tracking qualifying income and the deduction. Projects is €10 a month for per-project profitability. Add or remove any of them the day you need to.

Is there a free trial?

Yes — 30 days, free, with your real books. Connect your bank, drop in your receipts and see Sumly do the bookkeeping before you pay anything. You can also book a free video demo, where we walk you through Sumly and migrate your existing books for free.

Who is Sumly for?

The accounting platform is for registered Cyprus limited companies only — not for freelancers, the self-employed, or companies outside Cyprus. Don't have a company yet? Sumly's formation service can register a Cyprus limited company, or self-employed status.

Who files my returns?

On Base, Sumly prepares your VAT, VIES and tax returns from your books — you review and file them yourself through Tax For All. On Premium, your Sumly certified bookkeeper reviews the books and files everything for you.

What does the auditor cost?

The statutory audit (or, for the smallest companies, a review engagement) is always performed by an independent, ICPAC-licensed auditor — you order one of Sumly's Partner Auditors directly in your dashboard, but Sumly never performs the audit itself. It's a separate engagement with its own fixed fee — see sumly.cy/services/auditor.

Is Sumly worth it for a small Cyprus company?

On Base at €39/month you run the books yourself and the average Sumly user saves €3,210 a year compared to using an accounting firm. And you can test it with your real books first — every plan starts with a 30-day free trial.

Is Premium worth it compared with an accounting firm?

Premium is priced as one of the cheapest accounting services in Cyprus because the platform does the grind and the bookkeeper does the review — and it catches the expensive mistakes: we regularly see new clients who had paid thousands more in tax than necessary, and Sumly corrected it. You also keep the books in your own dashboard, live. What the bookkeeper actually does day to day is set out on our dedicated bookkeeper page.

How much does accounting software cost in Cyprus — and what should it include?

For a Cyprus limited company the question isn't the licence, it's what the licence does with Cyprus VAT. Software localized for many countries leaves you assembling the return; Sumly generates it from the books, box by box, with VIES and provisional tax native — for €39/month. Our comparison of Sumly against a Cyprus accounting firm sets the two costs side by side.

Related

Need more than software?

Don't have a company yet?

Sumly registers your Cyprus company for a fixed fee — with a 100% approval guarantee.

Want it all done for you?

Premium includes a Sumly certified bookkeeper who runs your books and files every return.

Book a free demo & migration

We show you around the product with your own situation in mind.

A live demo of the productWe walk through Sumly: documents booking themselves, the bank feed reconciling, a Cyprus VAT return built from your books.
Free migration from your old systemSwitching from another tool or another accountant? We bring your existing books across for you.
Loading available times…

Every month without Sumly costs you about €268.

Join 1,200+ Cyprus founders who stopped paying for the grind.