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Sumly vs TidyBooks

TidyBooks is Cyprus-built, and besides software it forms companies and sells a managed accountant. On price the two are close, so the clearest difference is the trial, 30 days on Sumly against 7.

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Sumly and TidyBooks, side by side.

Sumly compared with TidyBooks
FeatureSumlyTidyBooks
Free trial30 days7 days
Built for CyprusYesYes
AI reads receipts and billsYesYes
Bank feedsRead-only, Cyprus banks namedWorldwide coverage claimed, no bank named
VAT return from the booksYesTracked and calculated
VIES in the softwareYesIn the accountant service
Who submits the returnYou on Base, Sumly on Plus, or your Sumly certified bookkeeper on PremiumYou, or their partner accountant
Mobile appYesComing soon
PayrollAdd-on, €15 per employee a monthPro only, in beta, €5 a seat
Company formation€950, plus government fees€1,800, with a year of software
Books before the company is registeredYesNot listed
Year-end auditOrdered from Sumly, from €950Inside the accountant fee
Subscription pricesExclude VATInclude VAT

TidyBooks details read on 26 August 2026 from tidybooks.cy and its create-company, hire-accountant, relocation-residency, accountants and terms pages.

Where they part ways.

Both are built for Cyprus, and both form companies. The difference is where the compliance work lives.

VIES in the software.

VIES is the monthly report of your sales to EU businesses. On Base, Sumly prepares it from your books, with VAT and tax returns. On TidyBooks it sits in the paid accountant service.

Books before day one.

Your books open the day you order the company, so you can book early costs before it exists. TidyBooks forms companies too, but doesn't describe this.

A bookkeeper by the month.

On Premium, a Sumly certified bookkeeper works in your dashboard for €190 a month. TidyBooks' managed service is a yearly fee set by your volume.

What it costs.

TidyBooks quotes prices with VAT and Sumly without. With 19% VAT added, Base is €46.41 a month against €49 for Pro, and a year of Base is €556.92 against Pro's €468 yearly charge.

Do it yourself

  • Sumly Base

    €39/ month

    €46.41 a month with 19% VAT, the figure to hold against TidyBooks. VAT, VIES and tax returns prepared from your books.

  • TidyBooks Pro

    €49/ month, incl. VAT

    €468 as one yearly charge. Pro, not the €25 Starter, because accountant access is Pro-only and your auditor needs it.

Done for you

  • Sumly Premium

    €190/ month

    €2,280 a year for your own Sumly certified bookkeeper, with the audit ordered separately from €950.

  • TidyBooks partner accountant

    From €2,000/ year

    Quarterly VAT and monthly VIES submitted for you, with the audit and the software inside the fee. Six bands by volume, up to €5,500 a year.

See all three plans

TidyBooks subscription prices include Cypriot VAT and Sumly's exclude it, so 19% VAT is added to Base where the two meet. Its one-off services exclude VAT, like Sumly's. Read on 26 August 2026 from tidybooks.cy and tidybooks.cy/hire-accountant.

Pick the one that fits.

Both lists are true. If the second sounds more like you, we'd rather you knew now than three months in.

  • Pick Sumly if

    • You want 30 days to try it on your real books
    • You want the books open before the Registrar of Companies approves the company
    • You want VIES prepared in the software, without paying for a service
    • You want a bookkeeper you can switch on by the month
    • You want to snap receipts on your phone today

  • Pick TidyBooks if

    • Your company already exists, so day-zero books don't matter to you
    • You'd rather pay one yearly fee that already includes the audit
    • You want one of their partner accountants, which makes the software free
    • You'd like to reach support on Telegram
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Switch any month. We move you for free.

Book a call and we'll show you Sumly, then move your books across from TidyBooks. Your opening balances come with you, so mid-year is fine.

  • How Sumly would run your own books
  • What moving from TidyBooks involves
  • Which plan fits, and what it costs

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Sumly, though it's closer than most. TidyBooks is Cyprus-built and sells formation and residency too. Sumly wins on three things you can check. The trial is 30 days against 7, your books start the day you order the company, and VIES is prepared in the software rather than in a paid service.

Carefully, because TidyBooks prices include Cypriot VAT and Sumly's don't. With 19% VAT added, Base is €46.41 a month against €49 for TidyBooks Pro. Paid yearly, Pro is one €468 charge against €556.92 for twelve months of Base. Done for you, Sumly Premium is €2,280 a year with the audit ordered separately from €950, while their partner accountant runs €2,000 to €5,500 a year by volume, audit included. Checked on 26 August 2026.

Because of the auditor. Starter, at €25 a month, already lists AI document reading, multi-currency and bank reconciliation. But accountant access is Pro-only on their plan cards, and every Cyprus limited company has to let an auditor into its books.

Neither piece of software does. Sumly prepares the return and a person submits it in Tax For All, the Tax Department's online portal. That's you on Base, Sumly on Plus, or your Sumly certified bookkeeper on Premium. TidyBooks' software tracks and calculates VAT, and submission sits in its partner accountant service.

Not yet. Its plan card lists the mobile app as coming soon, and its site links to no app store. With Sumly's app you snap a receipt the moment you're handed it.

Its partner accountant model. Work with one of their accountants and the software is free, with the audit and the year's filings in one yearly fee. TidyBooks also publishes a €1,200 residency package for non-EU citizens, and bundles a year of software with its €1,800 formation. If you want one of those, TidyBooks may well be the better fit.

Yes. Connect your bank, bring your opening balances across and run a month in both, all inside the 30-day free trial. Mind the notice period. Its terms end a subscription at the end of the month only if you cancel at least 14 days before, otherwise at the end of the next month.

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