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Sumly vs Sage

Sage is long-established software, sold country by country, and Cyprus isn't one of the countries. Sumly is built for Cyprus, so the return at the end of your books comes out Cypriot, not Irish or British.

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Sumly and Sage, side by side.

Sumly compared with Sage
FeatureSumlySage
Ledger, invoicing and reportsYesYes
A Cyprus editionYesNone published
Cyprus VAT return from the booksYesA UK or Irish return
Cyprus VAT ratesSet up for youUK or Irish rates
VIESFrom the same booksAn Irish VIES report
Who submits the returnYou on Base, Sumly on Plus, or your Sumly certified bookkeeper on PremiumYou on the Irish edition, Sage to HMRC on the UK one
Default chart of accountsCyprusUK or Irish, editable
Multi-currencyYesTop tier only
Document captureIn the planMetered on UK plans, then £0.20 each
PayrollAdd-on, €15 per employee a monthA separate product
Company formationYesNo
Free trial30 daysOne month on Irish plans

Sage details read on 26 August 2026 from sage.com/en-ie and sage.com/en-gb, Sage's UK and Irish help centres, its terms, its App Store listing, Sage HR support, Sage Intacct release notes and the Cyprus reseller's site.

Where they part ways.

Sage's ledger works anywhere, with decades of accounting behind it. The gap is the return at the end of the books.

The return comes out Cypriot.

Every Cyprus VAT code maps to its box on the Cyprus return, with VIES, the monthly report of your sales to EU businesses, from the same books. Sage lists 30 country sites, and Cyprus isn't one.

It forms the company.

We register your Cyprus company for €950 plus government fees, approved or every euro back. Accounting software isn't in that business.

A bookkeeper when you want one.

On Premium, a Sumly certified bookkeeper works in your own books. You order the audit in Sumly too, and the Yellow Slip if you're an EU citizen moving here.

What it costs.

Sage Ireland is €2 a month cheaper than Base. What that buys is the country. Sage's Irish plan prepares Irish returns, and Base prepares Cyprus ones.

Do it yourself

  • Sumly Base

    €39/ month

    The full platform. Sumly prepares VAT, VIES and tax returns from your books, and you file them.

  • Sage Accounting, Ireland

    €37/ month

    The tier with unlimited users, purchase invoices, capture and multi-currency. It prepares VAT and VIES for the Irish Revenue. There's no Cyprus edition.

Done for you

  • Sumly Premium

    €190/ month

    Your own Sumly certified bookkeeper keeps the books and files every return. The audit is extra, from €950.

  • Sage, plus a firm

    Quoted

    Sage sells software. The Cyprus VAT return, VIES and audited accounts come from a firm you hire separately.

See all three plans

All prices exclude VAT. Sage list prices read on 26 August 2026 from sage.com/en-ie, the only euro-priced English edition of Sage Accounting. Both the Irish and UK editions were running 90% off promotions, so these are the prices you pay afterwards.

Pick the one that fits.

Both lists are true. If the second sounds more like you, we'd rather you knew now than three months in.

  • Pick Sumly if

    • You want a Cyprus VAT return and VIES out of your books, not an Irish or British one
    • You need the company registered as well as its books kept
    • You want a Sumly certified bookkeeper in your own dashboard
    • You want the Yellow Slip, tax residency and the auditor in one place

  • Pick Sage if

    • You also run a UK company, where Sage files VAT to HMRC from inside the product
    • You carry stock and want inventory, on Sage's Irish top plan
    • You'd rather buy desktop software locally, like Sage 50 or Sage 200 Evolution from a Cyprus reseller
    • Your accountant runs their practice on Sage
Try 30 days free

Switch any month. We move you for free.

Book a call and we'll show you Sumly, then move your books across from Sage. Your opening balances come with you, so mid-year is fine.

  • How Sumly would run your own books
  • What moving from Sage involves
  • Which plan fits, and what it costs

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Sumly, on what a Cyprus company is buying. Sage is capable software with decades behind it, but it has no Cyprus edition, so its return is Irish or British. Sumly prepares the Cyprus VAT return, VIES and tax returns from your books. If you keep books in several countries, Sage is a serious answer.

No. Sage's country selector lists 30 sites, and neither Cyprus nor Greece is among them. A Cyprus company buys the UK edition, the Irish one, or Sage 50 or Sage 200 Evolution through a local reseller. The ledger, invoicing and capture work anywhere. What's missing is the Cyprus set-up and the Cyprus return.

Not as published. The Irish edition prepares a return for Revenue and the UK edition files to HMRC. In the UK edition the VAT rates are a fixed set of 20%, 5%, zero, exempt and no VAT, and Sage's help says you can't add your own, so the Cyprus 19% and 9% rates aren't there. In Sumly the Cyprus codes are set up and mapped to the return.

It depends on the edition. Sage's UK edition submits to HMRC, the UK tax authority, from inside the product. The Irish edition prepares the return and you submit it yourself on ROS, Irish Revenue's online service. Sumly prepares the Cyprus return, and a person submits it in Tax For All, the Tax Department's online portal. That's you on Base, Sumly on Plus, or your Sumly certified bookkeeper on Premium.

Sage is €2 a month cheaper. Sage Accounting in Ireland is €37 a month against €39 for Base, both excluding VAT. Ireland is the fair comparison because it's the only euro-priced English edition, and Accounting rather than the €19 Start because Start is single-user with no purchase invoices, capture or multi-currency. The UK plans are £20, £43 and £59 a month plus 20% VAT. Checked on 26 August 2026.

No. Where Sage publishes an allowance, it's 30 captures a month on UK Standard and 100 on UK Plus, then £0.20 for each one after that. A company with 150 documents a month on UK Plus pays £10 a month on top. Sumly has no per-document charge.

No. Multi-currency is the top-tier feature in both the Irish and the UK line-up, and Sage's help says recurring invoices can't be set up in a foreign currency.

Sage doesn't publish an answer. Its Irish feeds page names Irish and UK banks, and its help tells you to search for your bank in the product, so test it in a trial. Sumly connects read-only to Bank of Cyprus, Hellenic Bank, Eurobank, Alpha Bank, Revolut and Wise.

Yes. Connect your bank, bring your opening balances across and run a month in both before you cancel, all inside the 30-day free trial. Or book a call and we'll move your books for free.

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